General Privacy Policy

This General Privacy Policy is a binding part of the Terms of Use.

Collecting and storing information

This web site (the "Site") is provided by Kotak Mahindra (UK) Ltd., (referred to as "Kotak"). In general, you can visit the Site without telling us who you are or revealing any individually identifiable information about yourself. We may collect, store or accumulate certain non-personally identifiable information concerning your use of this Site. For example, we may collect the Internet Protocol ("IP") addresses of visitors and, for each IP address, the number and length of visits, pages viewed and browser used. We may use a log analysis program to determine domain names associated with certain IP addresses and to analyze patterns of use for all or some of the IP addresses we collect. We may use the information you provide us in aggregate form for internal business purposes, such as generating statistics or developing marketing plans, measuring the use of our Site, and improving the content of our Site. We may share or transfer such non-personally identifiable information with or to our affiliates, licensees, agents and partners.

Personal information

There are times, however, when Kotak may need to obtain personally identifiable information from you, such as your name, address and e-mail address ("Personal Information"), in particular in connection with the use of the services offered on the Site. Unless otherwise disclosed to you, the Personal Information we collect will be used by Kotak (or by one or more of Kotak's affiliates or agents) to respond to your inquiry, process business or allow you to access specific information.

Information provided to Kotak

We do not want you to, and you should not, send any confidential or proprietary information to Kotak via the Site. You agree that any information or materials that you or individuals acting on your behalf provide to Kotak will not be considered confidential or proprietary. By providing any such information or materials to Kotak, you grant Kotak an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute such information and materials, and you further agree that Kotak is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to Kotak. You further recognize that Kotak does not want you to, and you warrant that you shall not, provide any information or material to Kotak that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.

Lack of safety for information transmitted by emails

Personal Information submitted to the Site is generally retransmitted to appropriate Kotak employees via e-mail. Like all e-mail messages, these could be intercepted by others.

Cookies

We may use a technology called "cookies"" to identify who you are so we can provide you with tailored information. A cookie is a tiny element of data that a web site can send to your browser, which may then be stored on your hard drive so we can recognize you when you return.

Links to third party sites

The Site may contain links to other third-party web sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites.

Minimum age

This Site is not intended for persons under 18 years of age. No information should be submitted to this Site by a user under the age of 18 years without the consent of his or her parent or guardian.

Transfer of information to third parties

As we continue to develop our business, we might sell certain of our assets. In such transactions, user information, including Personal Information, generally is one of the transferred business assets. By submitting your Personal Information on the Site you agree that your data may be transferred to such parties in those circumstances.

Disclosure of information to competent authorities

We may also disclose any information, including Personal Information, we deem necessary, in our sole discretion, to comply with any applicable law, regulation, legal process or governmental request. Kotak further may disclose information about you to enforce the Terms of Use, to respond to claims of violations of third party rights or to protect the rights of Kotak.

Future revisions

Kotak may revise this General Privacy Policy from time to time. If we decide to change the General Privacy Policy, we will post the revised Personal Policy here. As we may make changes at any time without notifying you, we suggest that you periodically consult this General Privacy Policy. Please note that all such changes will apply to the use of any data that has been collected about you and maintained by us, even if it is collected prior to the time of such changes.

Country specific privacy policies

In addition to this General Privacy Policy, a country specific privacy policy may be applicable to each geographic location in accordance with the data privacy laws applicable to such country or geography.

Contacting us

Should you have any questions about this General Privacy Policy or any of our Terms of Business please do not hesitate to Contact Us